Are you expecting to pass all your inheritance to your husband/wife/partner on 1st death, and then to your children? Have you made ‘mirror wills’ to allow this to happen? Here are 3 reasons why your children may not inherit after all:

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Most people assume that if we die without making a will, then everything will automatically pass to our husband/wife/partner. Actually, that may not be the case. There are specific rules about when and who your assets pass to, and unless you know all the rules, you may be surprised by what’s going to happen.

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Civil Partnerships were introduced in 2005 for same sex couples (as they were unable to gain legal rights from marriage at that time). In 2018, a co-habiting couple, Rebecca Steinfeld & Charles Keidan, won a legal battle for the right for heterosexual couples to also form civil partnerships.  This law has now come into effect for 2020. Ms Steinfeld said their wish to form a civil partnership came from a "desire to formalise our relationship in a more modern way, with a focus on equality, and mutual respect".  Rebecca and Charles have now formally formed a civil partnership themselves.

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It’s the next of kin who makes that difficult decision, isn’t it?  Surprisingly, the answer is often that the husband, wife, partner or family members may not the ones who make that decision.

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In the UK you can make a will leaving what you like to who you like.  That means you can also exclude people who would normally expect to inherit from you.

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