It’s the next of kin who makes that difficult decision, isn’t it?  Surprisingly, the answer is often that the husband, wife, partner or family members may not the ones who make that decision.

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In the UK you can make a will leaving what you like to who you like.  That means you can also exclude people who would normally expect to inherit from you.

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What is an executor?

In your Will, you must name the people you wish to appoint as 'executors'.  Executors are the people who will be responsible for carrying out your wishes and for sorting out your estate when you die.  They will need to apply for a Grant of Probate, collect all the assets of the estate, deal with all the paperwork and pay any debts, taxes, funeral expenses and administration costs out of money in the estate.  They will then be responsible for transferring any gifts and legacies to the beneficiaries named in your Will.

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Are you risking your children’s future by doing nothing?

In your Will, you can nominate someone to be a legal guardian for your children, just in case the worst happens and you die before they reach 18.

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Research* indicates that there is a significant section of society who haven’t even considered the importance of later life planning.  Whilst most of us understand the importance of making a Will (and maybe still haven’t actually got around to making one!) there is much less understanding of the need and uses for making Lasting Powers of Attorneys (LPA). Over a third of respondents had not even heard of an LPA and were unaware of the potential importance it may have for planning their later life.

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