Don’t be afraid to talk about making a will or what happens after you’re gone – it could be one of the most important things you do for your family!

The New Year is a great opportunity to get around to things you have been putting off.  Making a Will, shows that you are thinking about the future of your loved ones, and that you care about them.

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What’s the difference between a Will and a Power of Attorney?

Will:  a legal document which deals with the disposal of a person’s estate when they die.
Power of Attorney: a legal document which appoints an Attorney to act on behalf of someone else whilst they are still living, but unable to deal with matters themselves – ie., due to losing their mental capacity or because they need to delegate the responsibility due to physical incapacity or other reason.

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You’ve made a Will, but when is a Will not Valid?

Anyone (of sound mind and over 18) can make a Will. Off-the-shelf or online kits are readily available, but it isn’t as easy as filling out the forms and ticking the boxes.

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You’ve finally got around to making your will after many years of putting it off, and as you sign, you give a sigh of relief that ‘everything is now sorted’. So how long should you leave it before you review or re-write your will?

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Pension Freedoms and the importance of a Lasting Power of Attorney

Do you have a drawdown pension?  Or are you a financial adviser for clients with pensions? Four out of five retirees (79%) using pension freedoms to manage their retirement savings face a potential ‘later-life financial crisis’ as they have not yet set up Lasting Power of Attorney (LPA), Zurich has warned.

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