Many people don’t realise that when they get married, any previous will they’d made before now becomes invalid. So it’s really important to make a new one, especially if it’s a 2nd marriage. The family situation may be a little more complicated, so it’s a good idea to get proper legal advice about making new wills which are fair to both a new spouse and an existing family.

Children may also have a concern that their inheritance could be diminished. This is a valid concern and does often happen if good planning and proper advice has not been taken.

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None of us plan to die and leave young children, but it does occasionally happen. That's upsetting and disrupting enough, without adding financial burdens due to lack of planning.

If parents die before their children are grown up, then it’s not up to the family to decide what happens to the children. It’s up to the Local Authority to make that decision, and the decision they make might not be what the parents or the family would wish.

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Are you co-habiting or about to move in with your partner? Do you know your legal rights (or lack of)?

Many people believe there is a ‘common law’ which gives some legal rights to people after they have been living together for a certain length of time – but this is not the case, and it doesn’t matter how long you have lived together, but you do not have any legal rights to inherit from an un-married partner. So what can you do about this?

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The cost of an average UK funeral is steadily rising far in excess of inflation, and this trend looks set to continue in the future. If you are setting money aside in a savings account or savings plan, it will be pretty impossible to match the cost of funeral inflation, unless

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Are you, or have you been, in the Armed Forces? If so, did you know that you may already have a valid Will which you are not aware of, and it may even remain valid when you leave the forces?

Members of the armed forces are usually asked to simply write out their wishes in case of death when they first join up, and these instructions are filed away. Did you know that this document may form a privileged Will? Wills made for the armed forces do not have to follow all the usual rules to make them valid.

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